Skip to main content

Money Money Money

It's 2:13A.M as I started writing this post. Ok, I mean typing this entry. I took a day off tomorrow, that's the reason why I'm still staying up this late. Lucky Xiyad, he doesn't have to go to the nursery tomorrow. But I don't think he hates it though. He loves being surrounded by friends. The last time I peeked from the outside of the window, he was sitting innocently with his krik krik face, looking at the other kids playing around him. That moment when I saw him, my heart instinctively prayed that the other kids would not bully him. He can't defend himself yet. In fact, he doesn't really know what are others doing to him or what is he doing towards others.

Hmmm~~~ wanna share a concern of mine which has been bothering me lately. It's financial-related thing which everyone of us surely has. And I know, "like you are the only one with financial problem" might be the case. But I'm just pouring it out to make it easier to be bear with..well in a way..

1. As most of you had known that I recently bought my 2nd last dream item that I've been targeting the day I bought a camera. A tele-lense or a zoom lense in a more lament term. Well, I usually buy gadgets and camera related stuff by using easy payment method coz I know if I wait for having it cash, that would take years of saving and by the time my saving finally enough, there would surely be something else coming as obstacles.  Cut story short, my usual CIMB EZ payment service was actually ended last July. I didn't know, so I had to find another way to settle the 7K swipe. Arghhh~~~

After researching here and there for options, I took the best one which is to apply for a new maybank credit card, make a balance transfer and take their current 0% interest 12month-installment. Now, my plan to pay it around RM300 a month for  3 years has become RM600 a month. Arr~~ There goes RM300 from my monthly saving allocation

2. My vios, Daphne is having faulty drive shaft. I think so. There would be crackling sound everytime you make a corner or make a twist of the steering. And I think it's kinda serious because sometimes it's crackle even for a slight twist. Hmm...$ $ $ $ $ $ $ $ $ $ $

3. My friend started a topic about PCB tax deduction and shared to me that his salary doesn't include one for his new company coz his HR would do it the next financial year. And I really do know that mine has a deduction every month. But when I checked the amount last Friday, the amount was the old salary amount in my old company. I think my HR just took the same amount before deducting the actual one in the next financial year. So this past 5 months, I've been getting RM300 more than I supposed to. And when I calculated my year-end tax, I have to pay around 3K (after all the deductions I could think of) because of that incorrect PCB deduction. Huwaaaa~~~~ $ $ $ $ $ $ $ $.

That means, my so-called saving that sometimes I even missed, is just a portion of that PCB to be paid for the tax. I don't actually have any saving!!!  Huwaaa!!!

4. My PC has been OFF for almost a week. I do think the issue goes to the motherboard. I've tested the RAM, even bought a new hardisk, a fresh windows installation and now the Windows is not loading, and if I tried to boot from CD-ROM, it cant even finish loading the resource from the DVD-ROM. The SATA ports seems to be the issue. But I've tried all the ports to no avail.

Again... $ $ $ $ $ $ $ $ $ $ $!!!

And apart of all of these, I still have my responsibility to the family. Xiyad took his chicken pox vaccine yesterday, cost me RM85. Well that's after I asked the hospital to bill every pennies that I could claim to my medical card. Then somehow, we bought a a carpet..ayooo...But thanks a lot lot lot to my wife Cembam coz she was paying 2/3 from the price. Bonus kan~~~

My plan to hunt for Musang King..I think I let it slide lah..Huhuhuhu~~~



Comments

Aima Othman said…
kalau pikir pasal duit mmg tak habis kan...utk 2013 ni dah kne start buat financial planning...

insyaallah semoge ko sentiasa di bukakan pintu rezeki dari NYA. :)
zonaku said…
amiinnn.... doa aima untuk kita semua juga....

DramaQueen said…
Dear Mok <---ewah kemain aku kans...

Sabar la Mok. Kalau soal duit, forever takkan selesai. Semakin banyak dapat, semakin tinggi keinginan dan semakin tinggi komitmen.

Sabar k. Insyaallah... akan ada jalan dan laluan dari Allah.

Bila ko stress fikir pasal $$ ni, cuba ko pandang wajah xiyad dan cembam waktu mereka tidur.
Disitu ada ketenangan yg ko akan rasa "it's ok... this is my responsible"

Xiyad will be very proud to know one day yg ayah dia selalu berkorban utk family. Percayalah..semua yg ko beli tu.. dari lense smpai ke carpet tu.. is for all of u (not for urself). jgn la rasa sempit k...

kemain mengalahkan prof muhaya aku nye komen. LOL.
Hemy said…
Tulah...ikhlas je la kuar duit mencurah2 ke ladang gandum ni. Bila dtg serentak tu yg terus ijau muka nk
Mikior tu..
Anonymous said…
(Women believe this is true, whether they're from Fargo, Miami, or Sioux City. Select these with the assistance of a chemical engineering professional. You can also watch movies that you've downloaded or play
one of many games that are available for the Mac such as
The Sims 3.

Also visit my blog post ... mac book air
Anonymous said…
The first thing that you want to do is try and calibrate
your battery. By using a quad-core processor chip or over to 16GB of RAM it's a proper monster -- a suitable beast that one could toss in your messenger bag and take with you all day without spending all night long protesting and complaining about an aching back. Nevertheless, if you are still willing to buy other refurbished Mac Book Pro other than those that are certified by Apple, then you are free to do so as long as you check the item well.

My web page: mac pro
Anonymous said…
Samsung Galaxy S3 is the latest version of Android, a
whopping 4. Samsung, the New York Times, is reporting, is set
to offer for sale the Samsung Galaxy S IV which will offer automatic scrolling by
monitoring eye movements. Speedy shutter response times
and also rush shot modes even help produce pro-quality pictures.


my blog post samsung s3
Anonymous said…
It's a very interesting concept where you have to balance objects perfectly on the field which are provided to you. With so many additional and better features in the canon 5d mark iii camera, it is not surprise that it is available at a much higher price than the 5DMark III camera. Compared to the standard prices of camcorders, a DSLR holds its own.
Anonymous said…
Thіs is νeгу іntereѕting, You're an overly skilled blogger. I have joined your feed and look ahead to in quest of more of your magnificent post. Additionally, I have shared your web site in my social networks

Here is my site ... Devis Travaux
Anonymous said…
I don't even know the way I finished up right here, but I assumed this publish was once great. I do not recognise who you are however certainly you are going to a well-known blogger should you are not already. Cheers!

my web site meuble Salle de Bain
Anonymous said…
Heya are using Wordpress for your blog platform?
I'm new to the blog world but I'm trying to get started
and create my own. Do you need any coding knowledge to make
your own blog? Any help would be greatly appreciated!


Take a look at my web-site maquillage
Anonymous said…
I don't even know how I ended up here, but I thought this post was great. I don't know who you are but definitely
you are going to a famous blogger if you aren't already ;) Cheers!

Feel free to visit my site :: Rolland Garros
Anonymous said…
This design is incredible! You definitely know how to keep a reader entertained.
Between your wit and your videos, I was almost moved to start
my own blog (well, almost...HaHa!) Wonderful job. I really loved what you had to say, and more than that, how you presented it.
Too cool!

Here is my site voyance Gratuite
Anonymous said…
Hi, Neаt poѕt. There iѕ an iѕsue together with yοuг ѕite in inteгnet explorеr, maу test this?
IΕ still іs the marketplacе leader and a huge еlemеnt of fοlκs will οmit your exсellent wrіting due to
this problem.

mу pаge; disque dur SSD
Anonymous said…
I like it when individuals come together and share views.
Great blog, continue the good work!

my web-site: voyance gratuite
Anonymous said…
However, all of the digital products including Samsung Galaxy Tab as well, which use memory card to store your data
or files, such as videos, images or audio files, so human operation would make data lost on Galaxy
Tab accidently. The rival has been bundled with replaceable
Li-ion battery of 1500 m - Ah with the music playback time about 60 hours and also video playback time about 8 hours.

They are Vodafone, Virgin, T-Mobile, Orange,
O2 and Three.
Anonymous said…
You are so interesting! I do not believe I have read through a single thing like
this before. So good to find another person with a few original thoughts on this issue.
Really.. thanks for starting this up. This web site is something
that is required on the internet, someone with some
originality!

Here is my website; voyance gratuite

Popular posts from this blog

VADS Berhad - Streamyx call center Reunionn

God!! My colleague has just received an email warning all of the respective employee to not storing any files, pictures or mp3 which are clearly not related to our work in the computer. Eventhough I didn't get the email, for precaution, I just upload all these images and write an entry bout it..ehehe..And these pics already got rid of the C drive..kiki Hmm..Actually this very reunion was held on 19th of June. Since there were a lot more special ocasion this month..ex:my anniv..ehehe..so this event report has been on hold till this very day..nga nga!! The reunion are for the guys that used and still working at streamyx call center and most of them are/were the splitters..It was held at 24hrs MCD near IKEA. Left pic : Me..just about the kicked off from my friend's house..the style of the day..haha.. right pic : Asmah. The one decided to invite all of us out of sudden due to rindu banget sama kami smpi nanis2..comey la semah..hehe=p Me taking the pic. From left clockwise ; Semah,

Ikat bini kamu, anak perempuan kamu pada tiang yang paling kukuh!!!

Received a parcel when I was at my parents' house. A small book of the detail translation of surah Al-Kahfi. Thanks to PPZ (Pusat Pungutan Zakat) for the yearly gift. And a beneficial one of course. My math teacher once told us before she started our math class about how the first ten verse could save you from Dajal's lure and seduction. Akan tiba waktu Dajal bermaharajalela di penghujung dunia menawarkan segala macam kemewahan dan kehendak yang sukar untuk ditolak. Dan bilamana kita tunduk pada hebatnya Dajal memenuhi permintaan kita, maka neraka lah jawabnya. Maka ikatlah anak-anak perempuan kamu, isteri dan ibu kamu di tiang yang paling utuh dan kuat dalam rumah kamu dengan kemas kerana apabila Dajal menghentakkan kakinya ke bumi, seluruh kaum wanita akan berlari-lari mendapatkan Dajal meninggalkan segala-galanya. Akan dicampak anak yang sedang didokong, suami mereka untuk Dajal. Meraung2 lah mereka diikat pada tiang. Tapi jangan pula kamu kasihankan mereka dan membuka ika

Zikir Imam Shafie sesat? Zikir tolak syurga?

Assalamualaikum.. On the way balik dari Sabak Bernam ke Bangi hati terasa melompat2 nak tulis pasal entri ni. First and foremost, aku nk tekankan di sini kenapa aku berani nak ulas pasal benda ni? Pasal hukum, zikir dan kesesatan ni padahal aku mungkin xlayak, bukan ustaz dan sebagainya. Sebabnya cuma satu, zikir ini dilabel sesat oleh sekumpulan ustaz ni tanpa ada dalil, nas alquran atau kesepakatan ulamak. Dan kesesatan yang dilabel oleh mereka hanya disebabkan pentafsiran perkataan yang digunakan dalam zikir ni. Jadi kalau setakat pasal literasi perkataan, aku pun layak. Apa pun baca dulu lah ye. Zikir Imam Shafie yang dilabel sesat baru2 ni ialah zikir yg femes korang dengar dr kecik " Ilahi lastu lilfirdausi ahla.. wala aqwa alan naril jahim.. Allah Fahab li taubatau waghfir zunubi... Fainna tagho firuzzambil azimmmm " -maafla tak jumpa arab version nye- Bawah ni terjemahannya; Oh Tuhanku aku tidak layak untuk syurgaMu. Tetapi aku tidak pula sanggup menga